Originally posted by Eladar
The reason given is substandard. Perhaps you can give examples of how the standards have changed. As of yet I have never seen actual examples, simply the excuse.
So here's the elementary question you should be asking: if there is no substantial difference between the plan someone had and the new plan on offer, then why are insurance companies asking three times the price? There seems to be no rhyme or reason to it, unless one of two things is true:
1) There are in fact substantial differences between old versus new plans. People were "happy" with their old plan simply because they've not yet had a serious medical emergency that revealed just how deficient the old plan was.
2) The insurance companies are gouging in the fashion they were wont to do even before the Affordable Care Act was ever conceived. Plans get changed on people all the time, every year. No one talks about it because everyone knows it. Someone will have a plan they're "happy" with, and then a year later the insurance company tells them either their premium is going to double or their plan is no longer available. Or both. Many individuals to whom this is happening right now would have had it happen to them whether the ACA was passed or not. For some, it is because of the ACA, but for many others (perhaps the majority) it's actually business as usual -- but hey, let's just blame Obamacare because we can.
This will all be old news six months from now. As I recall, the exchange system introduced in Massachusetts a decade ago (which now is quite popular and successful) also got off to a disastrous start because of glitches and other unforeseen snags. Anything so complex as health care reform is bound to be difficult to launch.
Still waiting for the Republican plan for health care reform. Is it still "Die Quickly"…?