If you're playing a game with me, kindly don't allow your time-bank to elapse...I hate claiming time-out wins.
However, if your time-bank elapses, and you are clearly in a dominant position, I am prepared, in the interest of fair play, to resign the game instead of claiming the time-out win.
Tournament Entry Rating is calculated by the formula (CurrentRating + HighestRating) / 2. The entry rating will never drop to more than 100 points below your Highest Rating.
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Last move 2841 days 14 hours and 7 minutes ago 
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