Originally posted by chessartist
... opponent time says they have 2 days 23 hrs and 52 minutes plus timebank to move. But below that it says they have 1 hr and 19 minutes of time bank left.
The first number (2 days...) is the time-out which is the time you have to make your next move and this resets to its original value with each move you make (1 day, 3 days, 7 days, etc). The second number (1 hour...) is the timebank. This is extra time IN ADDITION to your time-out that you can use as you see fit if you need more time than your time-out to think up a move. This amount does NOT reset and once it is gone, it is gone for good.
If your timebank=0 and your time-out has expired, then your opponent can claim a win, commonly called "clicking a skull" for the icon that appears in your game list. Under "Help" above look at the FAQ for more info on this and other topics.
Also meet me over in the Pooh forum for any other clarification.