I enjoy the mental challenge of Chess, but have no-one to play with. Although I prefer 3 day games I will often move several times a day if I'm doing office jobs, and I sometimes will play 1 day games. Don't believe in time banks and if you let a skull appear I will always claim it.
If you challenge me, I may decline, but only because I have too many games on the go, or am about to be too busy for a day or two. I prefer to only play two or three games at once. If I do decline, please challenge me again when I've got fewer games on and I'll happily play you.
Oh, and when it becomes clear that defeat is inevitable, I will resign. No point in prolonging the suffering! I hope you'll do the same.