Ernestine Williams, a 55-year-old widow in Morristown, New Jersey, walked into her bank over the summer to make a deposit, only to learn that her account had been frozen at the request of a company that purchased her delinquent Pep Boys repair bill.
The company is demanding $2,135 immediately to unfreeze her account -- an amount that includes about $400 in fees and interest on top of her original debt. Williams said she has had financial problems since her husband died and needs more time to pay.
"It's ludicrous," Williams said. "I'm trying to get back on my feet so I can pay my bills. It's embarrassing. I've already pawned all my jewelry. I don't have anything."
http://www.cnn.com/2008/US/10/30/debt.collectors.ap/index.html?iref=mpstoryview
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Originally posted by jlillyI guess in the hamburger universe you inhabit, creditors should just eat your debt? What is your point?
Ernestine Williams, a 55-year-old widow in Morristown, New Jersey, walked into her bank over the summer to make a deposit, only to learn that her account had been frozen at the request of a company that purchased her delinquent Pep Boys repair bill.
The company is demanding $2,135 immediately to unfreeze her account -- an amount that includes about $400 in ng."
http://www.cnn.com/2008/US/10/30/debt.collectors.ap/index.html?iref=mpstoryview
Originally posted by jlillyWhat she should do is get a group of friends together, find out where the debt collector and his collegues work and live, go around to the debt collectors offices and torch them and finally move on to their houses to slaughter their families.
What is she to do? She sold everything she had. Did you ever wonder why she might have needed credit? Because she couldn't afford everything on her own. Now she's worse off because of the system.
A strong message is one best served harshly.
That money doesn't exist. And if the US government can bail out banks for their mismanagement, they should be bailing her out too. Which they're not, so it's time to take matters into her own hands.
Burn the bastards. Burn them.
Originally posted by jlillyNot a new problem...
Ernestine Williams, a 55-year-old widow in Morristown, New Jersey, walked into her bank over the summer to make a deposit, only to learn that her account had been frozen at the request of a company that purchased her delinquent Pep Boys repair bill.
The company is demanding $2,135 immediately to unfreeze her account -- an amount that includes about $400 in ...[text shortened]... ng."
http://www.cnn.com/2008/US/10/30/debt.collectors.ap/index.html?iref=mpstoryview
From Shakespeare's Hamlet, 1603:
LORD POLONIUS:
"Neither a borrower nor a lender be;
For loan oft loses both itself and friend,
And borrowing dulls the edge of husbandry."
Originally posted by jlillyWhoooo...because she sold everything, (supposedly) had no money, she deserved credit?? And because she used that credit, and even though she had money in a bank, but did not pay back the money she borrowed, she should get the money that she had in the bank, as well as not have to pay back the credit?? OH, now I get it! NOT!!
What is she to do? She sold everything she had. Did you ever wonder why she might have needed credit? Because she couldn't afford everything on her own. Now she's worse off because of the system.
Originally posted by CrowleyYou rich fat cat. Move to America and Jlilly, #0, and Barry O will take your money and spread it around so the poor can pay off the debt on their new flat screen.
Whatever happened to living within your means?
If I can't afford something, I don't buy it. You know what? I have no debt! Wow!
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Originally posted by jlillyI question that story anyway. I've worked for 4 banks and a collection agency cannot freeze your account. Only the federal government can do that, so I don't see how a "debt collector" would be able to freeze her account. There must be more to it than that, but i would not expect Jlilly to seek out the truth.
Ernestine Williams, a 55-year-old widow in Morristown, New Jersey, walked into her bank over the summer to make a deposit, only to learn that her account had been frozen at the request of a company that purchased her delinquent Pep Boys repair bill.
The company is demanding $2,135 immediately to unfreeze her account -- an amount that includes about $400 in ng."
http://www.cnn.com/2008/US/10/30/debt.collectors.ap/index.html?iref=mpstoryview
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Originally posted by NimzovichLarsenYeah I wondered about that too. The article Jilly linked says they have to go to court to do it. So really it was a judge who did it.
I question that story anyway. I've worked for 4 banks and a collection agency cannot freeze your account. Only the federal government can do that, so I don't see how a "debt collector" would be able to freeze her account. There must be more to it than that, but i would not expect Jlilly to seek out the truth.
"U.S. law allows creditors to take aggressive steps to collect a debt, including going to court to freeze a debtor's bank accounts."
http://www.cnn.com/2008/US/10/30/debt.collectors.ap/index.html?iref=mpstoryview
Edit: I guess that means Shav gets to burn down the judge's house.
Originally posted by NimzovichLarsenAgreed......also, the problem should not be pushed on the debt collectors. Debt collectors from banks call people every day offering discussion about their situation to work out something....there are plans, and the bank can do a lot.....but somebody only shutting down all communication attempts finally will not see any help but things to get worse....
I question that story anyway. I've worked for 4 banks and a collection agency cannot freeze your account. Only the federal government can do that, so I don't see how a "debt collector" would be able to freeze her account. There must be more to it than that...
Originally posted by shavixmir*rolls eyes*
What she should do is get a group of friends together, find out where the debt collector and his collegues work and live, go around to the debt collectors offices and torch them and finally move on to their houses to slaughter their families.
A strong message is one best served harshly.
That money doesn't exist. And if the US government can bail out ...[text shortened]... ey're not, so it's time to take matters into her own hands.
Burn the bastards. Burn them.
Poor shavixmir -- one of the most important rules to live by is: Thou shalt not covet thy neighbor's possessions. You've spent so much time alone, brooding in your federally-subsidized apartment that you've gone crazy lusting after what you don't have. Now you think the only solution is to kill "the haves." How 20th century.
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Originally posted by shavixmirThey tried that on us. Good thing we had riflemen on the roof.
What she should do is get a group of friends together, find out where the debt collector and his collegues work and live, go around to the debt collectors offices and torch them and finally move on to their houses to slaughter their families.
A strong message is one best served harshly.
That money doesn't exist. And if the US government can bail out ...[text shortened]... ey're not, so it's time to take matters into her own hands.
Burn the bastards. Burn them.
Except we weren't the creditors...they just kinda burned...everything....