My bank is having a great laugh bless 'em. They are cutting my mortgage rate as the base rate drops, but not as much as the base rate has fallen. So, in effect the cost of my 'product' (as they euphemistically call it) has gone from 1.25% to 2% inside a year and is likely to increase 'cos I doubt they will pass on todays cut to their long suffering punters!
Anybody else having this type of experience with these facists?