2 edits
@mott-the-hoople saidThis is an opinion piece written by Yaron Brook, who's the chairman of the Ayn Rand Institute. An ultra-right winger wrote an article complaining about government preventing discriminatory business practices.
“Did anyone "force" those business to make those bad deals? ”
Yes, the govt forced banks to make loans to people that didnt meet the criteria.
https://www.forbes.com/2008/07/18/fannie-freddie-regulation-oped-cx_yb_0718brook.html?sh=7dc82fea364b
Try again.
1 edit
@no1marauder saidWhy post a disingenuous request for one of us to read a past thread of 31 pages, and 453 posts?
Yes, how about the thread "Student Loan Forgiveness" you started last August 22? 31 pages and 453 posts?
Re-read it if you want to cover the same arguments you are making here and their refutation by me and others.
What is it with you? Can you not instead deal with the question at hand? The ones I ask of Vivify? We can hardly 'thresh out' an issue if we go read old posts, now, can we.
Pick just one question and see if you can write like a normal person, you write like a SCOTUS judge imposter. If a guy 'makes a mistake' on his choice of majors, like African American studies , or Golf Management, and can't afford his (voluntary) loan payments, should we stop what we are doing, we with our good thoughtful choices, and bail him out? A simple question, A simple answer would be refreshing coming from you. Geez
@averagejoe1 saidGFY. The same points you are making now were covered in excruciating detail then. Your "broken record" style of debate isn't worth responding to every single time because you pretend not to remember subjects already covered.
Why post a disingenuous request for one of us to read a past thread of 31 pages, and 453 posts?
What is it with you? Can you not instead deal with the question at hand? The ones I ask of Vivify? We can hardly 'thresh out' an issue if we go read old posts, now, can we.
Pick just one question and see if you can write like a normal person, you write like ...[text shortened]... and bail him out? A simple question, A simple answer would be refreshing coming from you. Geez
1 edit
@averagejoe1 saidLots of people have lots of different opinions about whether the student loan forgiveness plan was a good idea or a good plan to get Americans back on their feet. As marauder pointed out, we've had this discussion thoroughly in other threads..
Do you suggest that the ones who did not graduate have their loans forgiven? Just a question.
Yes, every one of them can easily get a job a WHOLE lot easier than can a poor person with no degree. Just a comment.
If one cannot get a job enough to pay bills, they need to talk to a credit counselor. Maybe they aren't smart enough for college, thus give us ...[text shortened]... you still want to include 'millionaire CEOs' in debates. Please do a new thread equating the two.
But... it's not up to a bunch of unelected, unqualified bureaucrats to make these decisions that affect millions of people. We have a Congress that authorized, then reauthorized, then made permanent this law on three separate occasions and passed it unanimously. Our elected officials who make the laws thought this authority to "waive or modify" federal student loans during emergencies should be delegated to the Department of Education.
Good or bad, the law is clear. This Supreme Court decided that they didn't like it. They used no legal statute. They kind of just make it up. It is no wonder that Biden said this court is not normal.
1 edit
@wildgrass saidBut, please, these are questions of logic, not of what courts say. Is that not a fair objective way to see this discussion?
Lots of people have lots of different opinions about whether the student loan forgiveness plan was a good idea or a good plan to get Americans back on their feet. As marauder pointed out, we've had this discussion thoroughly in other threads..
But... it's not up to a bunch of unelected, unqualified bureaucrats to make these decisions that affect millions of people. We ha ...[text shortened]... gal statute. They kind of just make it up. It is no wonder that Biden said this court is not normal.
Logic: There are 2 ducks in front of a duck, and 2 ducks behind a duck, and a duck in the middle. How many ducks are there?
This question needs no segue. The off-the-wall libs might say "what if there is a puddle in front of the rear ducks, or what if a court has ruled that ducks are not allowed on that sidewalk"? A court? About a question of logic as we sip a coffee at Starbucks? Can you imagine Marauder pontificating that one?
Mentioned here are 'Other threads, bureaucrats, congress, law, elected officials the DOE, the Supreme Couort, legal statutes and Biden". I fear you have forgotten the question? There is the duck question, and there is a simple question of giving money to people who are more 'well-off' than people in true need. The giving money question is easier to answer than is the duck question, but no one will answer it. Lord, next you will mention Trump and, oh, other businesses.
@wildgrass said“Our elected officials who make the laws thought this authority to "waive or modify" federal student loans during emergencies should be delegated to the Department of Education. ”
Lots of people have lots of different opinions about whether the student loan forgiveness plan was a good idea or a good plan to get Americans back on their feet. As marauder pointed out, we've had this discussion thoroughly in other threads..
But... it's not up to a bunch of unelected, unqualified bureaucrats to make these decisions that affect millions of people. We ha ...[text shortened]... gal statute. They kind of just make it up. It is no wonder that Biden said this court is not normal.
what is the emergency?
@mott-the-hoople saidDid the COVID national emergency cause "direct economic hardship" to student loan borrowers?
“Our elected officials who make the laws thought this authority to "waive or modify" federal student loans during emergencies should be delegated to the Department of Education. ”
what is the emergency?
That is all that is required for the Secretary of Education to waive and/or modify student loans under the express language of the HEROES Act (passed unanimously by Congress in 2003).
1 edit
@mott-the-hoople saidMaybe you know. The thing required in the legislation was the declaration of an emergency, which clearly existed. So it does not matter what it was.
“Our elected officials who make the laws thought this authority to "waive or modify" federal student loans during emergencies should be delegated to the Department of Education. ”
what is the emergency?
1 edit
@averagejoe1 saidRe-read this joe. You ask others for plain language. This is goobledy gook meant for confusion. Ducks?What are you trying to say?
But, please, these are questions of logic, not of what courts say. Is that not a fair objective way to see this discussion?
Logic: There are 2 ducks in front of a duck, and 2 ducks behind a duck, and a duck in the middle. How many ducks are there?
This question needs no segue. The off-the-wall libs might say "what if there is a puddle in front of the rear duc ...[text shortened]... k question, but no one will answer it. Lord, next you will mention Trump and, oh, other businesses.
Lots and lots of federal loans are forgiven. Average debt forgiven by PPP was $70k. This is $10k per person but SCOTUS does not like the legislation because it's too "major"??? How does that logic work?
@no1marauder saidBut this is the exact point of our exchange!!! You say this as if every other american life is all rosy, but we discovered that the college graduates are having hardship. is that right?
Did the COVID national emergency cause "direct economic hardship" to student loan borrowers?
That is all that is required for the Secretary of Education to waive and/or modify student loans under the express language of the HEROES Act (passed unanimously by Congress in 2003).
@wildgrass saidNo question, we all stipulate to that. But there are other people with debt. People in worse shape than college grads. People being evicted, with families, food shortage.
Maybe you know. The thing required in the legislation was the declaration of an emergency, which clearly existed. So it does not matter what it was.
Why pass over those people? Effects of Covid were experienced by more than just people with college loans? Weren't they?
@wildgrass said"The declaration of an emrgncy...FOR COLLEGE STUDENTS WHO, BECAUSE OF THE COVID, HAD THEIR LOANS FORGIVEN."
Maybe you know. The thing required in the legislation was the declaration of an emergency, which clearly existed. So it does not matter what it was.
I added the last part, because you fellers refrain from doing so. You speak of the college students as if they are the only ones who experienced the emergency. Hell, I experienced it, we all did.
Hey, everybody. Did anyone besides the college students, singled out by Biden, experience an emergency? This is a yes or no question.
oh well..............
@AverageJoe1
The thread that drifted into oblivion, at the usual hands of the liberals ,,,,who will not answer questions.
Ask me a question.
1 edit
@averagejoe1 saidYeah. That's why we hold elections and vote for people we think would be good leaders. In this case, the legislation was passed unanimously multiple times, so it has broad appeal across parties. Republicans and Democrats have used this emergency provision in the past.
No question, we all stipulate to that. But there are other people with debt. People in worse shape than college grads. People being evicted, with families, food shortage.
Why pass over those people? Effects of Covid were experienced by more than just people with college loans? Weren't they?
SCOTUS? This is not their job.