Go back
Forgive tuitions, or, help families in FHA loan foreclosure?

Forgive tuitions, or, help families in FHA loan foreclosure?

Debates

AverageJoe1
Catch the Train 47!

Lake Como

Joined
27 Jul 10
Moves
54590
Clock
31 Aug 22
1 edit

Who is suffering the most? College graduates, who have moved up a rung on ladder of life, or a high-school graduate, (if that), unsteady, working, with a starter home (FHA loan), having a hard time making payments, feeding 2 children? Would it make more sense to pay off the choking FHA loan?
I look forward to an honest debate!!!!

AverageJoe1
Catch the Train 47!

Lake Como

Joined
27 Jul 10
Moves
54590
Clock
31 Aug 22
1 edit

Here is a teaser for you libs to get into the thread:
California lawmakers have stated that there can be no more gas cars, or some such .......THEN, today, they said to not be charging their electric cars!!!!!
They also told people to bake cakes but not turn on their ovens!!!! (Not really,,,,just a bit of comedy for the libs)
So here you have it, my lib friends. Liberal reasoning outed!

Now back to the original question of this thread.

jimm619

Joined
27 Sep 06
Moves
251103
Clock
01 Sep 22

@averagejoe1 said
Here is a teaser for you libs to get into the thread:
California lawmakers have stated that there can be no more gas cars, or some such .......THEN, today, they said to not be charging their electric cars!!!!!
They also told people to bake cakes but not turn on their ovens!!!! (Not really,,,,just a bit of comedy for the libs)
So here you have it, my lib friends. Liberal reasoning outed!

Now back to the original question of this thread.
No NEW cars to be sold.
Hey Jo, did you also read that LAKE MEADE, and LAKE TAHOE
are at their lowest water levels in RECORDED HISTORY?

mchill
Cryptic

Behind the scenes

Joined
27 Jun 16
Moves
3283
Clock
01 Sep 22

@averagejoe1 said
Who is suffering the most? College graduates, who have moved up a rung on ladder of life, or a high-school graduate, (if that), unsteady, working, with a starter home (FHA loan), having a hard time making payments, feeding 2 children? Would it make more sense to pay off the choking FHA loan?
I look forward to an honest debate!!!!
I look forward to an honest debate!!!!

OK Joe - Inflation is a factor in the economy, no doubt, but your doom and gloom language is just plain silly. Very few people are "suffering" there are more jobs available than there are people to fill them (a little item you conveniently left out) and overall inflation appears to be slowing.

As far as FHA loans go, the advisability of paying them off would depend largely on one's financial situation, so there is no "one size fits all" answer to that one.

The bottom-line Joe is despite your attempts to paint the economy as a disaster, we have a fairly average economy. Interest rates are still historically low, unemployment is not a problem, and with the exception of inflation, things are in good shape.

That's my honest debate (without the !!!!'s) 😏

AverageJoe1
Catch the Train 47!

Lake Como

Joined
27 Jul 10
Moves
54590
Clock
01 Sep 22

@mchill said
I look forward to an honest debate!!!!

OK Joe - Inflation is a factor in the economy, no doubt, but your doom and gloom language is just plain silly. Very few people are "suffering" there are more jobs available than there are people to fill them (a little item you conveniently left out) and overall inflation appears to be slowing.

As far as FHA loans go, the advisabil ...[text shortened]... ception of inflation, things are in good shape.

That's my honest debate (without the !!!!'s) 😏
Not honest...you did not say which loan is causing the most suffering, and thus should be paid off instead of the other loan. I am trying to write this in plain English.

Say your un-educated brother Bill has 2 kids and in real mortgage problems, 4 months behind on payments.
Say your other brother Tom is a college graduate, with a tuition loan that can be restructured if necessary, and be paid off in a reasonable period of time.
A judge asks you to decide which loan should be paid off.

We can do this, McHill. Pick one. Or, you can bring the subject of farm subsidies, Inflation, border crossings, climate and Trump into the scenario.
Why do liberals not answer simple questions?

mchill
Cryptic

Behind the scenes

Joined
27 Jun 16
Moves
3283
Clock
01 Sep 22
2 edits

@averagejoe1 said
Not honest...you did not say which loan is causing the most suffering, and thus should be paid off instead of the other loan. I am trying to write this in plain English.

Say your un-educated brother Bill has 2 kids and in real mortgage problems, 4 months behind on payments.
Say your other brother Tom is a college graduate, with a tuition loan that can be restructured ...[text shortened]... crossings, climate and Trump into the scenario.
Why do liberals not answer simple questions?
Not honest...you did not say which loan is causing the most suffering - - Yes, I did Joe. Go back and read what I wrote. I said that depends on one's financial situation, everyone has a different way of managing their money.

A judge asks you to decide which loan should be paid off. - - A judge isn't going to ask me anything of the kind, so your statement makes no sense, but I'll take a stab at it just to placate you: My answer is, I think both loans should be paid off, lenders charge interest and the sooner the debts are paid the cheaper it is for the borrower. Make sense?

I picked the first option, and responded, so no need to go into the second one. (Unless you want to lose that debate too) 😏

w

Joined
20 Oct 06
Moves
9627
Clock
01 Sep 22
1 edit

@averagejoe1 said
Not honest...you did not say which loan is causing the most suffering, and thus should be paid off instead of the other loan. I am trying to write this in plain English.

Say your un-educated brother Bill has 2 kids and in real mortgage problems, 4 months behind on payments.
Say your other brother Tom is a college graduate, with a tuition loan that can be restructured ...[text shortened]... crossings, climate and Trump into the scenario.
Why do liberals not answer simple questions?
We can do this, McHill. Pick one. Or, you can bring the subject of farm subsidies, Inflation, border crossings, climate and Trump into the scenario.
Why do liberals not answer simple questions?

Nice try on this Joe but it was you in the other thread who kept changing the subject to other, potentially better uses of tax dollars.

If you're going to use examples of other wasteful government spending, why use a hypothetical? Why not choose spending items that actually already happened?

mchill
Cryptic

Behind the scenes

Joined
27 Jun 16
Moves
3283
Clock
01 Sep 22

@wildgrass said
We can do this, McHill. Pick one. Or, you can bring the subject of farm subsidies, Inflation, border crossings, climate and Trump into the scenario.
Why do liberals not answer simple questions?

Nice try on this Joe but it was you in the other thread who kept changing the subject to other, potentially better uses of tax dollars.

If you're going t ...[text shortened]... ment spending, why use a hypothetical? Why not choose spending items that actually already happened?
Very good.

Are you listening Joe?

shavixmir
Lord

Sewers of Holland

Joined
31 Jan 04
Moves
89784
Clock
01 Sep 22

@averagejoe1 said
Who is suffering the most? College graduates, who have moved up a rung on ladder of life, or a high-school graduate, (if that), unsteady, working, with a starter home (FHA loan), having a hard time making payments, feeding 2 children? Would it make more sense to pay off the choking FHA loan?
I look forward to an honest debate!!!!
Both should be helped.

AThousandYoung
1st Dan TKD Kukkiwon

tinyurl.com/2te6yzdu

Joined
23 Aug 04
Moves
26758
Clock
01 Sep 22

@averagejoe1 said
Who is suffering the most? College graduates, who have moved up a rung on ladder of life, or a high-school graduate, (if that), unsteady, working, with a starter home (FHA loan), having a hard time making payments, feeding 2 children? Would it make more sense to pay off the choking FHA loan?
I look forward to an honest debate!!!!
Are you suggesting the Republican Party wants to help people "who bought homes they couldn't afford"?

https://www.cbsnews.com/news/tea-party-on-foreclosure-they-bought-houses-they-couldnt-afford/

And where did you get this bizarre idea that high school graduates with 2 children are buying houses?!

s
Fast and Curious

slatington, pa, usa

Joined
28 Dec 04
Moves
53321
Clock
01 Sep 22

@AverageJoe1
Yeah, California has ZERO problems right? Fires covering many square miles, so many square miles it is meaningless to even note how many acres are involved, in the middle of a thousand year drought with the major fresh water lakes down to 1/4th of the former levels.

So what's the big deal, right, no reason to panic.

According to a zombie like you that is.

AverageJoe1
Catch the Train 47!

Lake Como

Joined
27 Jul 10
Moves
54590
Clock
01 Sep 22
1 edit

@mchill said
Not honest...you did not say which loan is causing the most suffering - - Yes, I did Joe. Go back and read what I wrote. I said that depends on one's financial situation, everyone has a different way of managing their money.

A judge asks you to decide which loan should be paid off. - - A judge isn't going to ask me anything of the kind, so your statement makes no sense, bu ...[text shortened]... on, and responded, so no need to go into the second one. (Unless you want to lose that debate too) 😏
My 'judge' adaption was to say you were being asked, by someone of authority besides myself, to answer the question, McHill.
Your answer, in classic liberal-eze, is to pay both. It is unfortunate that you could not recognize the grief of men like the family guy in totally distress, some of whom have committed suicide. A college grad prob would not commit suicide over his college loan.
You are the weakest of wimps, I just hate it. Are all of your decisions like that? Winnie the Pooh.
Tell us where the govt will get the money to pay everyone's debts, a marxist like yourself will not stop with tuition and mortgage.
Car payments? Universal insurance on all cars?
Jesus H. You are right, one of us won this debate. But, yeah, you will want a trophy, too.🏆

AverageJoe1
Catch the Train 47!

Lake Como

Joined
27 Jul 10
Moves
54590
Clock
01 Sep 22

Oh, now I get it. Extraneous circumstances such as maybe being born with no arms would have an affect on your decision. What a great debater.

mchill
Cryptic

Behind the scenes

Joined
27 Jun 16
Moves
3283
Clock
01 Sep 22

@averagejoe1 said
My 'judge' adaption was to say you were being asked, by someone of authority besides myself, to answer the question, McHill.
Your answer, in classic liberal-eze, is to pay both. It is unfortunate that you could not recognize the grief of men like the family guy in totally distress, some of whom have committed suicide. A college grad prob would not commit suicide over ...[text shortened]...
Jesus H. You are right, one of us won this debate. But, yeah, you will want a trophy, too.🏆
You are the weakest of wimps, I just hate it. - - Dear Joe, despite your petty insults, I'm not trying to make you angry, but your questions often make no sense because you try to apply one scenario to millions of people. It just doesn't work.

Are all of your decisions like that? - - My decisions are based on the specific issue to be decided, once again, there is no "one size fits all" decision.

AverageJoe1
Catch the Train 47!

Lake Como

Joined
27 Jul 10
Moves
54590
Clock
01 Sep 22

@mchill said
You are the weakest of wimps, I just hate it. - - Dear Joe, despite your petty insults, I'm not trying to make you angry, but your questions often make no sense because you try to apply one scenario to millions of people. It just doesn't work.

Are all of your decisions like that? - - My decisions are based on the specific issue to be decided, once again, there is no "one size fits all" decision.
Millions of people? OK, in small town USA, there are 20 people who are about to lose their homes in foreclosure. There are 20 people who graduated from college and have tuition loans to be paid.
The town Council is meeting today to decide how to apply tax money ….both groups of people are asking for that money to pay their loans.
If you were on the council, how would you vote, given these facts? You have heard the college grads representatives and the rep for people who are close to losing their homes.

Cookies help us deliver our Services. By using our Services or clicking I agree, you agree to our use of cookies. Learn More.