The investment game

@chessturd said
Are you limited on time?

One year, maybe two. The idea is to generate discussion on what to invest in short term.

@chessturd said
Also 25% isn't very clear.

It’s a quarter, one fourth, total and divide by 4, 25 parts of one hundred.

Ok for you, it’s a large piece of pie.

If you are dying I would go with Cocaine, Viagra and Asian whores. 😉

@divegeester said
It’s a quarter, one fourth, total and divide by 4, 25 parts of one hundred.

Ok for you, it’s a large piece of pie.

Ya but 25% to a millionaire is a sizeable chunk to invest with.

25% to a poor person leaves a small amount of money to invest.

Can you give me a specific dollar amount?

@divegeester said
One year, maybe two. The idea is to generate discussion on what to invest in short term.

That's a bit of an oxymoron dive.
Short term is gambling.Investment is a long term thing.
Short term put it in premium bonds.

Index Funds.

Start soon. Stay informed. Diversify broadly.

@wolfe63 said
Index Funds.

Start soon. Stay informed. Diversify broadly.

Agree about index funds but diversifying is not easy.
In 2008 folks thought that they were well diversified having money in UK, USA, Europe, Asia, South America, Emerging markets, corporate bonds, property.
Blue chips, medium sized companies ,small companies, commodities.
The whole friggin lot crashed

The next crash will make 2008 look small.
Im predicting it will happen after Trump leaves office.

@the-gravedigger said
That's a bit of an oxymoron dive.
Short term is gambling.Investment is a long term thing.
Short term put it in premium bonds.

I don’t think it’s an oxymoron, but I do see your point. I guess it depends on your definition of “investment”. For the purposes of this thread let’s assume “investment can be short term (one or two years) as well as medium term or long term. For example you choice of “investing” in premium bonds is a low risk strategy with a small chance of a big return. Drewnogal would go this way too.

@wolfe63 said
Index Funds.

Start soon. Stay informed. Diversify broadly.

For interested posters.

https://www.investopedia.com/terms/i/indexfund.asp

@chessturd said
Ya but 25% to a millionaire is a sizeable chunk to invest with.

25% to a poor person leaves a small amount of money to invest.

Can you give me a specific dollar amount?

25% is pretty much the same risk to everyone. This idea is to think about risk vs return over a one to two year period.

If I said to you £1,000,000 that might be a huge amount to you, but to a very wealthy person with several properties and a medium sized business it would be proportionately less and therefore less risk. Using 25% everyone has more or less the same risk.

@divegeester said
What do you know about investing?

Someone gives you an amount of money equivalent to 25%* of your total net worth** on the condition that you have to invest all of it for at least 1 year and then sell/cash in.

Any investment is permitted, including gambling in Casinos if you are that way inclined. But all of it has to be invested for at least one year.

What wou ...[text shortened]... iare or otherwise.
**Net worth includes everything you own, cash, income, property, savings etc[/i]

On a 1 or 2 year investment gold, silver and real estate are a no go.
6% per year would be a very good return.
I am sure that I could do it with investments in coins alone.
Mintage, condition and solid market research are the path.
I am sure because I have a slightly over 30% investment in coins right now and could liquidate for a 15% profit within a time frame over slightly over 2 years.

@caissad4 said
On a 1 or 2 year investment gold, silver and real estate are a no go.
6% per year would be a very good return.
I am sure that I could do it with investments in coins alone.
Mintage, condition and solid market research are the path.
I am sure because I have a slightly over 30% investment in coins right now and could liquidate for a 15% profit within a time frame over slightly over 2 years.

Interesting.

Sorry to ask the obvious, but to be clear you are talking about collectors coins from across the globe?

@divegeester said
Interesting.

Sorry to ask the obvious, but to be clear you are talking about collectors coins from across the globe?

99% are US coins. I know them much better.

@caissad4 said
99% are US coins. I know them much better.

15% over a year suggests that either the market for collectible coins is rising steeply (unlikely) or that a significant number of sellers simply don’t understand the value of the coins they are selling. Would this be a correct assumption?