The investment game

@rookie54 said
"Someone gives you an amount of money equivalent to 25%* of your total net worth"


this is money i did not have access to beforehand, right???
out of the blue, an aunt i never knew existed, who worshipped me from afar, knowing that one day i would help her transform her meaningless life into a movie with scarjo playing her role...

whoa, nice fantasy, rookie...

i w ...[text shortened]... n a marijuana growing operation in a state where such a thing is permissible by law...


i win...

Yep, you get it, it’s a gift.

The question is what would you do with it based on the simple rules in the OP?

@badradger said
peer to peer means no banks involved Zopa is the one I use so i put a grand into thier account and they lend it out by spliting it into £50.00 blocks they pay back nearly 6 % per year, so far they have never defaulted on anyone but I keep my investment low unlike premium bonds whick i havemaxed out.

Interesting! I think I’ve heard of something like this from another friend but I don’t know how it works.

So it’s fairly high risk but high return?

@the-gravedigger said
Investing used to be fairly straight forward.
Buy shares in good companies,re invest the dividends and enjoy life.
Now everything depends upon what the central banks are doing.
I am about 40% cash, 30% Index linked bonds 10% gold with the remaining amount in blue chip shares.
I often advise friends to put money into Premium Bonds if they ask.
Wait for the next big market correction.

Gold must be safe bet for any investor?

@great-big-stees said
And you did say it must be invested for only a year and then "sold".

Yeah the game here is how would you return a profit in a year, maybe two. Long term investments like property are hard to argue against so not much topical fun in a thread like this.

@chessturd said
Never invest in paper stocks.
It can become worthless over night.
Remember the 2008 financial crisis?
People lost half of their worth because of "paper" stocks and crap like it.
While they were crying about their losses I made money in precious metals.
I'm more of a long term "hold until old" invester...real estate, silver and gold coins in my possession.
REAL ASSETS ...[text shortened]... companies that did that and I can do the work myself and one year is plenty of time to get it done.

I seem to remember real estate taking a major hit in 2008.
The concept of 'real assets' does not always work.
Depends how far down the rabbit hole you want to go.

@Torunn

Keep it (your 25% of your net worth gift) under the bed??

@the-gravedigger said
I seem to remember real estate taking a major hit in 2008.
The concept of 'real assets' does not always work.
Depends how far down the rabbit hole you want to go.

It did but right now in Canada you can get homes relatively cheap. I'm waiting for the next market crash/correction before I buy property. Buy low and then renovate and sell when the market is better.
Property and gold/silver are real assets.
Paper investments are just paper and can become worthless over night.

Edit: property, gold/silver I consider long term investments...not sure about short term investments for profit

@chessturd said
It did but right now in Canada you can get homes relatively cheap. I'm waiting for the next market crash/correction before I buy property. Buy low and then renovate and sell when the market is better.
Property and gold/silver are real assets.
Paper investments are just paper and can become worthless over night.

Edit: property, gold/silver I consider long term investments...not sure about short term investments for profit

You’ve got a year to invest 25% of your entire net worth and then cash in...

Would it be property?

If I could buy low and renovate and sell then yes.
(No renovation cost because I do that work)

If not... maybe just buy a bunch of penny stocks and wait and see if any of them get big.

@divegeester said
@Torunn

Keep it (your 25% of your net worth gift) under the bed??

I would probably ask a trusted person to invest it for me. I'm not interested in Money.

@chessturd said
If I could buy low and renovate and sell then yes.
(No renovation cost because I do that work)

If not... maybe just buy a bunch of penny stocks and wait and see if any of them get big.

So it seems your investment philosophy is polarised between low risk (property) and high risk (penny stocks)?

@torunn said
I would probably ask a trusted person to invest it for me. I'm not interested in Money.

Blasphemy! 😮

@divegeester said
So it seems your investment philosophy is polarised between low risk (property) and high risk (penny stocks)?

Low risk long term property/gold/silver.

If time is an issue and I only have one year then high risk is worth it.

I would never do anything other than gold/silver/property and long term.

You gave a sell date of one year. That's not very long.

Are you limited on time?

Also 25% isn't very clear.

I'm poor so at the end of the day I'd just add to my coin collection. 25% for me would only be a few thousand.