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How Much Money Do You Need To

How Much Money Do You Need To "Get By" On?

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@sh76 said
Hey, I'm not complaining. It's the life I've chosen. I could have had fewer kids, send to public schools and live in Podunk, Iowa. I also think my federal taxes are fine (my property taxes are too high, but that's because of incompetent local government and certain silly state allocation rules, not a philosophical issue).

Given my lifestyle choices, I must make a quarter of a ...[text shortened]... o make the voting choices she deems best for her. One thing really has nothing to do with the other.
That’s still 2x 125k jobs… that is serious money.


@shavixmir said
That’s still 2x 125k jobs… that is serious money.
If I had that kind of money I’d be pumping out kids too but instead of the canny, hard working, business savvy Ashkenazi culture my people (white Hispanic, not Mexicans who work hard) are lazy and arrogant and expect riches to fall into our hands from discoveries and imperialism which ended hundreds of years ago.

The book Two Years Before the Mast documents that apparently we were like this even before the USA conquered CA.


@sh76 said
Hey, I'm not complaining. It's the life I've chosen. I could have had fewer kids, send to public schools and live in Podunk, Iowa. I also think my federal taxes are fine (my property taxes are too high, but that's because of incompetent local government and certain silly state allocation rules, not a philosophical issue).

Given my lifestyle choices, I must make a quarter of a ...[text shortened]... o make the voting choices she deems best for her. One thing really has nothing to do with the other.
May I respectfully lift your sentence,,,"the life I've chosen". Libs have trouble with that. I am always explaining the beauty and the joy of choosing. Anything you want in America. It is so cool. Well,, it has been but might not be so easy now. Some people work harder than others, and we will start feeling the 'tilt' soon,,,,,like, in the school yard when 3 kids would get on one end of the seesaw.


@athousandyoung said
If I had that kind of money I’d be pumping out kids too but instead of the canny, hard working, business savvy Ashkenazi culture my people (white Hispanic, not Mexicans who work hard) are lazy and arrogant and expect riches to fall into our hands from discoveries and imperialism which ended hundreds of years ago.

The book Two Years Before the Mast documents that apparently we were like this even before the USA conquered CA.
At least they are white.


@jj-adams said
So...a room...in someone's house.... can be had for 7 or 8 hundred a month.
Cool.
Same price here but rooming houses are disgusting.
I'd rather live in a tent in the woods.

The smart poor people get 3 or 4 friends together and rent a really nice place.
You could even buy the house that way if everyone gets along but that is rare.

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@sh76
What kind of work do you do to make that much? I peaked out at 35 bucks an hour and happy to get that, last job at 30 an hour and counting down, one offer at 21.
I have a lot of experience in semiconductor machines but even if your ONE job gets you 120 K a year, that is 10k a month, anyone in the US should be able to live on ONE job like that even in LA. I live in the Pocono so-called mountains in Pennsylvania. Your job should be paying you 60 bucks an hour or more.

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@sonhouse said
@sh76
What kind of work do you do to make that much? I peaked out at 35 bucks an hour and happy to get that, last job at 30 an hour and counting down, one offer at 21.
I have a lot of experience in semiconductor machines but even if your ONE job gets you 120 K a year, that is 10k a month, anyone in the US should be able to live on ONE job like that even in LA. I live in th ...[text shortened]... Pocono so-called mountains in Pennsylvania. Your job should be paying you 60 bucks an hour or more.
You can't think of it by the hour. If you do, of course it's impossible to make big money unless you're a highly skilled personal service provider (such as a big firm lawyer or psychiatrist). If you're making stuff and you're getting paid by the hour, you're middle-class.

My jobs are simple enough. I'm a higher-level educational administrator making a very average salary for my position. The other is my own business (with a partner) that we started in 2013. It took about two years to break even and it still takes a lot of work and a lot of care (including a lot of customer service), but it generates a nice second income. I don't want to get too specific (though someone who's good at searching the history of this forum could probably figure it out), but suffice it to say I picked something in my wheelhouse that I was good at.

I've also been very lucky to have a boss who trusts me and doesn't mind me working a second enterprise and a partner who also doesn't mind sharing me. [Geez. This sounds like an Oscars speech.]

Anyway, $120k sounds awesome until I tell you that I'm paying over $60k in after-tax tuition dollars. My house payment isn't even that bad. My federal tax nut last year was over 40k. and state, local and property taxes tack on another 25-30. Add in car payments, groceries, clothes, medical (you'd be surprised what insurance won't pay for), etc. for 8 people and, as Yogi Berra used to say, it gets late early out there.

250k isn't nearly as much as you think it is.

But like I said, this is the life I chose and this is the life I need to pay for. No complaints.


@sh76

The side job is a Hitman service.

Right?

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@sh76 said
The other is my own business (with a partner) that we started in 2013. It took about two years to break even and it still takes a lot of work and a lot of care (including a lot of customer service), but it generates a nice second income. I don't want to get too specific (though someone who's good at searching the history of this forum could probably figure it out), but suffice i ...[text shortened]...

But like I said, this is the life I chose and this is the life I need to pay for. No complaints.
I have no clue what your second business might be which I find interesting. Not that I care but I tend to pick up these details.

I've also been very lucky to have a partner who also doesn't mind sharing me.


That's hot.


@lipareeno said
@sh76

The side job is a Hitman service.

Right?
Gigolo based on his partner's willingness to share is my bet.


@AThousandYoung

Nice catch.

I agree.


Either one.

I'm looking for work.

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@athousandyoung said
Gigolo based on his partner's willingness to share is my bet.
I wish


@sh76 said
I wish
Gigolos have to sleep with fat ugly chicks.

Or dudes.

It ain't like the movies.


@lipareeno said
Gigolos have to sleep with fat ugly chicks.

Or dudes.

It ain't like the movies.
Still better than 12 hour shifts down a coal mine.