Over the past 22+ years, I have engaged in rat ball--- pick-up basketball--- at various courts throughout the US, from the NW to SoCal, Boston, Chicago and for the last ten years, Charlie Brown Cleveland, OH.
During this time, I have also participated in refereed league play, wherein each team contributes a certain dollar amount to offset the use of refs (typically two or three per game).
When the ref is part of the game, I have played as such. Meaning: I hold, I set moving pics, I trip, I grab jerseys, or in any other fashion, I make the ref call the offense or use his failure to do so to my team's advantage.
Why? The ref is part of the game.
In all other games, I play as though the ref is God who misses nothing. Therefore, even in those instances where no one could possibly know the ball went out after touching me... I give up the ball.
For the Christian, both morals and the law are so inferior to the professional standard of conduct expected of (and provided to) them, they should always conduct themselves according to the rule of rat ball.