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Debates Forum

  1. Standard member caissad4
    Child of the Novelty
    17 Mar '14 18:14
    Today I tried to get the mandated health insurance thru the Healthcare.gov website. I registered and got an email 15 minutes later. I went back to the site and it only took 5 tries and 30 minutes to login. I filled out most of the application when I got a message "Oops, we are having problems and cannot complete your application ". It suggested I try again or call for assistance. I tried again and got the same message. Then I called the phone number only to be told that they could not provide any assistance until 24 hours had elapsed. Something about their system would not be updated til then. I got rather upset and said some things that were not nice and hung up on them. I am now wondering if it would be less problems for me to just pay the penalties. President Obama must be stupid if he calls this garbage ObamaCare. Perhaps he can call it ObamaDon'tCare .This was a worse experience than dealing with the US Postal Service. BTW. The Feds knew the make and model of my car.
  2. 17 Mar '14 18:35
    Originally posted by caissad4
    Today I tried to get the mandated health insurance thru the Healthcare.gov website. I registered and got an email 15 minutes later. I went back to the site and it only took 5 tries and 30 minutes to login. I filled out most of the application when I got a message "Oops, we are having problems and cannot complete your application ". It suggested I try again ...[text shortened]... ing with the US Postal Service. BTW. The Feds knew the make and model of my car.
    It sounds a bit like my last experience with the DMV.
  3. 17 Mar '14 23:18 / 1 edit
    Originally posted by caissad4
    Today I tried to get the mandated health insurance thru the Healthcare.gov website. I registered and got an email 15 minutes later. I went back to the site and it only took 5 tries and 30 minutes to login. I filled out most of the application when I got a message "Oops, we are having problems and cannot complete your application ". It suggested I try again ...[text shortened]... ing with the US Postal Service. BTW. The Feds knew the make and model of my car.
    No. 1 says Obamacare is sweet freedom, so you must not like freedom.

    How does it feel to be a right winged extremist terrorist suspect?

    Just elect Hillary, I'm sure she will fix it all for ya.
  4. 18 Mar '14 00:23 / 1 edit
    Originally posted by whodey
    No. 1 says Obamacare is sweet freedom, so you must not like freedom.

    How does it feel to be a right winged extremist terrorist suspect?

    Just elect Hillary, I'm sure she will fix it all for ya.
    she is gonna fix you 4sure! what a lady, made of sterner stuff than those other wussies in Washington.
  5. Subscriber no1marauder
    It's Nice to Be Nice
    18 Mar '14 13:46
    Originally posted by caissad4
    Today I tried to get the mandated health insurance thru the Healthcare.gov website. I registered and got an email 15 minutes later. I went back to the site and it only took 5 tries and 30 minutes to login. I filled out most of the application when I got a message "Oops, we are having problems and cannot complete your application ". It suggested I try again ...[text shortened]... ing with the US Postal Service. BTW. The Feds knew the make and model of my car.
    There is a perhaps apocryphal story from Chile during the short lived Allende presidency:

    In the early days of Allende's Presidency, price controls were set for various staples including bread and distribution networks were set up to make sure that the controls were followed and that everyone had a chance to buy bread. Naturally this led to long lines at the distribution centers. One day at a line in a distribution center two women stood one after the other. The first woman was well dressed with expensive jewelry; obviously a member of the Chilean upper class. The second was dressed in a simple peasant smock.

    The first woman was loudly and bitterly complaining about Allende. She said "Before this damn Socialist was President, I never had to stand in line for bread".

    The second woman heard this and replied in a soft voice "Before Senor Allende became President, I never could stand in line for bread."


    The ACA is new and growing pains are expected. March 31st is the deadline for enrollment and the system will be overwhelmed at times. But the big picture should be looked at; according to the last report by the CBO within a few years 25 million Americans will have health insurance that otherwise would have had to have gone without. Surely this is worth a small measure of inconvenience for a few.
  6. 18 Mar '14 14:10 / 1 edit
    Originally posted by caissad4
    Today I tried to get the mandated health insurance thru the Healthcare.gov website.
    So until now, did you not have health insurance?
    Is the government website the only way to get health insurance?

    Then I called the phone number only to be told that they could not provide any assistance until 24 hours had elapsed. Something about their system would not be updated til then.
    This morning I wanted to log into the Clicks ( http://www.clicks.co.za/ a nationwide pharmacy chain store here in SA) website using my 'Clicks Club Card'. It told me I had not registered my ID or passport number so I must phone them. I did phone them and they told me their system can't handle passport numbers, so they put in a fake ID number for me and told me to wait til thursday (two days) before trying to log in.
    So your experience so far is hardly unique.

    [edit]The help desk person was very polite and helpful and updated my address for me, corrected my email address etc. But he never tried to verify that I was who I claimed to be, so if someone had stolen my card they could quite easily have got the details updated to theirs.
  7. Standard member sh76
    Civis Americanus Sum
    18 Mar '14 14:48
    Originally posted by no1marauder
    There is a perhaps apocryphal story from Chile during the short lived Allende presidency:

    In the early days of Allende's Presidency, price controls were set for various staples including bread and distribution networks were set up to make sure that the controls were followed and that everyone had a chance to buy bread. Naturally this led ...[text shortened]... have had to have gone without. Surely this is worth a small measure of inconvenience for a few.
    I'm not sure I agree with that dichotomy. The ACA site can both provide healthcare for all these new people and be competently built, maintained and staffed.
  8. Subscriber no1marauder
    It's Nice to Be Nice
    18 Mar '14 15:57
    Originally posted by twhitehead
    So until now, did you not have health insurance?
    Is the government website the only way to get health insurance?

    [b]Then I called the phone number only to be told that they could not provide any assistance until 24 hours had elapsed. Something about their system would not be updated til then.

    This morning I wanted to log into the Clicks ( http:// ...[text shortened]... so if someone had stolen my card they could quite easily have got the details updated to theirs.[/b]
    The government website is the only way to get health insurance IF you want to receive the premium subsidies. It is another bad design flaw that you can't go directly to health insurers, have them enroll you and then forward the information to the government to receive the subsidy payments. I keep hearing there was some concern about privacy issues but I really don't see that you are revealing to the government anything that couldn't be revealed to a private insurance company.

    The last time I called my cell phone provider they told me to take the battery out of my phone at least 10 times when they had made a mistake and changed my type of service to delete web access for some unknown reason (this had to be fixed at their office). They then sent me a new phone that had web access but no phone service! For a week I held on to both phones one for web and one for calls ignoring their messages to return the old phone. Finally they got the new phone to work properly for both and I sent them the old one.

    Incompetence is not solely the province of government employees.
  9. 18 Mar '14 22:28
    Originally posted by no1marauder
    The government website is the only way to get health insurance IF you want to receive the premium subsidies. It is another bad design flaw that you can't go directly to health insurers, have them enroll you and then forward the information to the government to receive the subsidy payments. I keep hearing there was some concern about privacy issues but I ...[text shortened]... m the old one.

    Incompetence is not solely the province of government employees.
    Of course incompetence is everywhere. Let me ask you, could you switch phone companies if you wanted to? In order to get the subsidies (which most people need to afford it) there is only one way to sign up. No choice whatsoever. Also, you said 25 million people in an earlier post, wasn't the president claiming 50 million uninsured people? What happened to the other 25 million? Two things could have been done to improve insurance coverage and they would have been simple. 1. Allow insurance companies to compete across state lines. 2. No more employer healthcare. Instead your group is determined geographically by the shortest split-line algorithm (just like voting districts should be).
  10. Subscriber no1marauder
    It's Nice to Be Nice
    18 Mar '14 23:10
    Originally posted by HarrisonBergeron
    Of course incompetence is everywhere. Let me ask you, could you switch phone companies if you wanted to? In order to get the subsidies (which most people need to afford it) there is only one way to sign up. No choice whatsoever. Also, you said 25 million people in an earlier post, wasn't the president claiming 50 million uninsured people? What ha ...[text shortened]... ined geographically by the shortest split-line algorithm (just like voting districts should be).
    You are wrong; the exchanges themselves have multiple carriers so there is plenty of choice.

    Illegals aren't eligible that's 10-12 million. A bunch of States have refused to implement the Medicaid expansion that's another 5-6 million. There are a variety of exemptions including for people who can't find a plan for under a certain percentage of income. And some percentage of people will refuse to buy coverage out of ignorance or ideological reasons.

    How doing away with employer coverage would have "improved coverage" is puzzling as it would have abolished most people's coverage at the stroke of a pen.
  11. 18 Mar '14 23:57
    Originally posted by no1marauder
    There is a perhaps apocryphal story from Chile during the short lived Allende presidency:

    In the early days of Allende's Presidency, price controls were set for various staples including bread and distribution networks were set up to make sure that the controls were followed and that everyone had a chance to buy bread. Naturally this led ...[text shortened]... have had to have gone without. Surely this is worth a small measure of inconvenience for a few.
    The alleged problems that ACA was supposed to correct, the uninsured, the pre-existing conditions, could have been solved with minor programs, specifically designed to meet those special needs, just like federal flood insurance.

    When it was recognized that flood insurance was an uninsurable risk, the program was designed, not a takeover of the entire health care system by a bureaucracy ruling over the whole property and casualty insurance business.
  12. 19 Mar '14 00:03
    Originally posted by no1marauder
    The government website is the only way to get health insurance IF you want to receive the premium subsidies. It is another bad design flaw that you can't go directly to health insurers, have them enroll you and then forward the information to the government to receive the subsidy payments. I keep hearing there was some concern about privacy issues but I ...[text shortened]... m the old one.

    Incompetence is not solely the province of government employees.
    " Incompetence is not solely the province of government employees."

    In the private, competitive sector, there is competition, and you can choose to deal with a less incompetent provider. Government holds you at gun point, or threat of prison.
  13. Subscriber no1marauder
    It's Nice to Be Nice
    19 Mar '14 00:06
    Originally posted by normbenign
    The alleged problems that ACA was supposed to correct, the uninsured, the pre-existing conditions, could have been solved with minor programs, specifically designed to meet those special needs, just like federal flood insurance.

    When it was recognized that flood insurance was an uninsurable risk, the program was designed, not a takeover of the entire ...[text shortened]... lth care system by a bureaucracy ruling over the whole property and casualty insurance business.
    A "minor program" "for special needs" wouldn't insure 25 million people or do anything significant to stop double digit yearly increases in health insurance and health care costs.
  14. Subscriber no1marauder
    It's Nice to Be Nice
    19 Mar '14 00:11
    Originally posted by normbenign
    " Incompetence is not solely the province of government employees."

    In the private, competitive sector, there is competition, and you can choose to deal with a less incompetent provider. Government holds you at gun point, or threat of prison.
  15. 19 Mar '14 00:16
    Originally posted by no1marauder
    A "minor program" "for special needs" wouldn't insure 25 million people or do anything significant to stop double digit yearly increases in health insurance and health care costs.
    The parts of the health care that drive the over inflation of medical costs are the parts of the system already with the government in charge, namely Medicare and Medicaid.

    25 million is a relatively small number, many of whom are young with immortality complex. Obama care will change the identities of the uninsured but probably will leave the numbers somewhat the same.